Save Time and Money on Your Home Purchase!
Buying a new home is usually the largest financial transaction undertaken by most
people. It's an exciting time and like most things in life good preparation ensures a
smooth outcome. The most reliable way to find your new home is to work with a qualified
Tierra Antigua REALTOR® who can step you through the home purchase process.
As a Tucson Home Buyer you pay no commission fee for our services!
That's right. As a buyer you pay absolutely no fee for our assistance in helping you
purchase your REALTOR® listed Tucson home. Please read the full story behind this
statement.
Tucson AZ Green Homes is ready to assist you before, during
and after the purchase
of your new Home. The following steps will guide you through a smooth process too your
new Home.
Step 1: Get Preapproved for a Home Loan
Being preapproved for a real estate loan gives Tucson home buyers a great advantage
over nonapproved buyers. By being preapproved you know exactly how much your purchasing
power is and what price range to search in.
Buyers who are preapproved have a better negotiating position with home sellers.
Even if your offer is lower than another buyer's offer, preapproval means the seller has
greater confidence you are a serious buyer and can move forward with the purchase on an
accepted offer. Get preapproved at these lenders.
Step 2: Type of Home and Neighborhood desired
Before you set out on your Tucsom home search you should know the type of house,
single family residence, condo, townhouse, etc that you want to live in. Do you want
amenities such as a swimming pool or a large yard? Do you prefer a community
with an association (HOA) to oversee standards which protect your
home investment? Is an active retirement community or a golf community for you? It's
a good idea to draw up a list of your ideal house and
community, before you begin the home search.
Step 3: Start Your Tucson Home search Online
The Internet is the best place to start your information search. Today, 80% of home
buyers start their search for a home on the Internet. Sonoran Desert Property
offers two avenues for you to search for a home.
You can go to our Search
Assistance page, fill in the information on your Dream Home and we will email you
a list of properties that fit your criteria. Then, as new homes that match your
specifications come on the market, they will be emailed to you automatically. The
second approach is to search for a home is to Search the Tucson MLS directly from our website. The Search
Tucson MLS link will connect you to the Tucson MLS search engine allowing you to
enter multiple variations on the search criteria for properties.
Step 4: Schedule a Property Viewing
Tucson AZ Green Homes is standing ready to show you your
Dream House. You
only need to for
a showing of any property in the Tucson area. We only ask, before
we set appointments, that you obtain a preapproval letter from your lender. The
preapproval letter shows the seller that not only are you a serious buyer but you are
ready and willing to follow through on your offer.
Step 5: Make an Offer
Once you find your Dream House, the next step is to make an offer. Making an offer
is just the first step in the negotiating process. All offers should be in line
with the fair market value of the house. Submitting an offer lower than the market
value may cause the seller to be insulted and flat out refuse it without a counter
offer. Without acceptance or a counter offer, your offer is refused by default.
An offer to purchase a property is much more than just a price on a contract. You need
to stipulate the amount of loan you qualify for, the size of your earnest payment, what
closing costs you want the seller to pay, the time frame you want to close in,
any personal property of the seller you want to stay with the house, and
contingencies to exit the deal if all does not go well.
Step 6: Escrow Closing/Signing the Documents
Escrow is the coming together by all parties involved in a Real Estate transaction
in order to close the deal. Documents
are signed, the lender provides the loan money for payment, and the title is transferred
to the buyer.
The Escrow Company is a non-partisan third party intermediary who coordinates the
closing and the successful conclusion of the transaction. Once all parties
involved have completed their part in the transaction, Escrow closes and possession of
the property is transferred to the new owner.
Congratulations on your new Home purchase!
The
Fannie Mae Foundation provides some excellent documents on buying your new home.
Remember, if you have any questions, Sonoran Desert Property is standing ready to
assist you in your home search. You can to start immediately.
Tucson AZ Green Homes